While taking care of your immediate money problems is a good strategy to adopt, you must remember that your focus here should be buying temporary peace of mind, so that you can start working your way towards financial independence.
So, if you are in situation that requires money that you do not have at the moment, such as a wedding for example, you can get a wedding loan from UK Credit – the best money lender in Singapore. Whatever the reason for a loan here are some top tips that will help you get quick cash loans.
Payday loans: If you need a cash loan to tide you over while you wait for a paycheck (e.g. say you just started a new job & your check won’t be arriving for a while, you may consider getting a payday loan to tide you over). Payday lending companies will provide cash loans. However, in order to be eligible for one of these loans, they’ll usually require you to have a job and a bank account. The loans are usually approved within one business day and you will have to hand over a postdated check to the lender so that they can pay themselves back for the money they lent out.
One-hour loans: These are also similar to pay day loans and again, they’re cash loans available for people with bad credit. The key difference between a standard pay day loan and the one-hour loans is the processing time. One-hour loans mean exactly what the title says. i.e. if approved, you’ll get the cash within one hour (electronically deposited into your bank account).
The documentation required for many of these cash loans is minimal. You can apply for these loans online and often they are approved within an hour! The catch is that the interest rate charged will be higher than you may expect, but again, these short-term loans are used in emergency situations. Also, note that the time frame for repayment normally extends to a maximum of 30 days.
Signature Loans: In case you need more money than what you can get through either a payday or one-hour loan, you may consider this getting a signature loan. Again, these are cash loans made available even for people with bad credit. Signature loans require a “signature” (hence the name) – and the signature is really just a document guaranteeing that the lender that you will repay the loan.